Bank of Ireland is warning businesses about a recent increase in ‘Live chat’ scams.
Fraudsters are mainly targeting business banking customers with this scam, duping them into allowing remote access to their computers and bank accounts.
Fraudsters are calling customers pretending to be from Bank of Ireland, claiming that their account has been compromised, directing them to a live chat service or to download software to your computer, and asking for card details, online banking details and activation codes.
What happens?
- The customer gets a phone call from someone claiming to be from Bank of Ireland.
- The caller asks the customer to log into their online banking as normal.
- The caller (fraudster) then asks the customer to go to another new website address, saying that this is: “for a live chat service” or “to verify the customer’s PC”, but in reality it allows the fraudster remote access to the customer’s PC. The fraudster can now see the customer’s screen and access all of the customer’s files and programmes.
- The caller will set up payments on the customer’s online banking and ask the customer to read out the one-time codes from their BOI app to approve the payments.
Bank of Ireland’s advice
- If you get a call from someone who asks you to go to a website or to click on a link that they will send to you, just hang up.
- Never allow a caller to take remote access of your PC.
- If someone asks you for a one-time code from your online banking app, they are a fraudster. Never, ever share those codes with anyone, even if they say they are from Bank of Ireland.
- Be very careful when logging on to your online banking website. The safest thing is to type in the website address yourself or to log in through the main Bank of Ireland website at bankofireland.com
Nicola Sadlier, Head of Fraud, Bank of Ireland said: “We’ve had an increase in reports into our fraud line in recent days so we want to warn businesses in particular to be extremely alert to this scam.
“Fraudsters try to convince people to allow access to their PCs via a fake ‘live chat’, where they can then access business customers’ online banking, and other personal files and information.
“Never allow a caller to take remote access of your PC.
“If someone asks you for a one-time code from your online banking app, they are a fraudster. Never share those codes with anyone, even if they say they are from your bank.
“If you get a call like this, just hang up.”